Overview of Humaniq

  • Humaniq  is a blockchain banking 4.0 application for mobile devices that run on the iOS or Android operating systems.  Humaniq is based on the Ethereum blockchain protocol and along with the core banking operations, will also allow 3rd party companies to plug into the app and offer services which include P2P lending, business loans, personal loans, insurance, and data security.  The company was founded by Alex Fork in 2016, with testing and global rollout of the application planned for 2017.  We have created a safe, strong financial tool, specifically designed to be used by people
    who are undereducated or who don’t possess identification.
  • Humaniq will provide liquidity for entrepreneurial ventures via loans, online work and crypto-financing as well as helping to create new opportunities in the digital economy, locally, nationally and internationally. With the appointment of our new CEO we are ready to capitalize on these opportunities immediately.”
  • Humaniq, the blockchain financial platform offering financial inclusion solutions for the unbanked, today announced its executive leadership and advisory board, helping guide the company through its current token sale and the development of its mobile banking app that will support Humaniq’s humanitarian initiative.
  • Humaniq’s open source stack and API will be available for startups and other businesses to build services on its core technology, making it easy to adapt their service and plug it into Humaniq’s network to reach a huge, untapped audience.
  • Humaniq launched to use the Hybrid blockchain solution to help offer new services which include lending and insurance to those currently shut out of traditional banking across the globe, available in countries from Senegal to Tanzania.
  • Humaniq, similarly to WeChat, initially launched as a powerful messenger service for basic smartphones, in Humaniq’s case powered by a Hybrid Blockchain, alongside a crypto-wallet and a biometric ID system.
  • Humaniq considers the protection of its users’ assets and their transactions to be of utmost importance, so the Humaniq team has taken concrete steps to protect against identity and monetary theft.
  • Humaniq wanted to remedy this using blockchain technology and its applications, giving this remote audience a way to transfer money, accept and make payments, and become more financially literate.
  • Humaniq, which was established in 2016, held an “initial coin offering” of its HMQ token in April 2017, which “attracted 12,000 investors and netted close to USD 5.2 million.”
  • Humaniq is specialized in Mobile Application industry with an estimated revenue is between $10M – 25M and an estimated employee count range between 51 – 100.
  • Blockchain

    Guided by the goal of expanding the banking sphere to the masses in historically underserved economies, the Humaniq team provides the unbanked with a wallet, bio-ID, secure messaging, end-to-end encryption, live support chat features, and transaction fees close to zero through the unique Hybrid Blockchain that the Humaniq App is built on.Today, there are approximately 1.7 billion people without any access to financial accounts, according to the World Bank’s Global Findex Database 2017 (Findex).Traditionally, these unbanked individuals are unable to prove their identity, which makes it impossible to gain access to traditional banking facilities.


    Humaniq equipped its mobile app with a wallet, bio-ID, secure messaging, E2E encryption and live support chat functionality.The Humaniq financial infrastructure empowers unbanked people, providing a means for financial inclusion.The mobile app boasts over 300,000 downloads.The platform is building the next generation of financial services with its own cryptocurrency, with the mission of eradicating poverty amongst millions of people living in emerging economies.


    “Our development team’s proud of this technological first, which brings together the benefits of the Ethereum Blockchain and of individual Blockchains.Our unique solution allows us to serve ever more of the global unbanked population, building on the 100,000 downloads already made – without the costs of providing services of either the miners or the traditional banks,” said Anton Mozgovoy, CTO Humaniq.


    Also attractive is that Humaniq have taken an open approach to development.The result will be a robust ecosystem of services.They are building the core software, but allowing anyone to use their API to create third-party services.Whilst Humaniq establish the network and provide the infrastructure for transactions to take place, other companies, organisations and individuals will work on various solutions that can be bolted on to this backbone — P2P loans facilities, insurance, data security features and more.



    Moreover, Humaniq earlier this year achieved the launch of the first ever working hybrid Blockchain, providing an inexpensive method to secure the network and allowing users to make small transactions with transaction fees close to zero.The Humaniq community has responded positively to the current features in the Humaniq app: a wallet, secure messenger, live support chat, peer-to-peer transactions in African countries (Uganda, Senegal, Zimbabwe, Tanzania, and Rwanda) and P2P encryption for file-sharing and transactions.The measures announced today build on the high ratings Humaniq users have already given to the app for its superior safety features and high-security standards.

    #1- What is Humaniq?

    More than 2 billion people have zero access to financial services and are classified as unbanked people, according to the 2014 World Economic Forum report.It is interesting to note that more and more people from the “unbanked” section are using mobile phones.That’s where the business potential remains.Humaniq wants to capitalize on this widespread access to mobile phones and merge it with a blockchain concept to present its financial services.

    #4 – What is the future of Humaniq?

    Humaniq is a blockchain mechanism that functions as an inclusive platform.Its trading forecasts present growth prospects of at least a billion new users within coming years.

    #5 – How is Humaniq different from other cryptocurrencies?

    In comparison to the major cryptocurrencies, HMQ is distinguished in terms of its objectives and features.

    How do I buy Humaniq?

    It is not possible to buy all cryptocurrencies with U.S.dollars.Bitcoin, Bitcoin Cash, Ethereum, Litecoin and other popular cryptocurrencies can be purchased with U.S.dollars using Coinbase or BlockFi.Once you have purchased Bitcoin using Coinbase, you can then transfer your Bitcoin to an exchange such as Binance to purchase other cryptocurrencies, including Humaniq.

    How Does Humaniq Help Businesses?

    The great thing about Humaniq is that in addition to helping those without access to banks, it also helps businesses.Companies who use it will get the security associated with the Ethereum blockchain protocol.In other words, the complete decentralization ensures security against loss of information, corruption, and hacking.To make it even better, external projects and any promising ideas will receive support from experts, along with an investment in their launch to enter the Humaniq system.Because of the system’s open API, any project can merge, creating an opportunity for all businesses.

    How Does Humaniq Provide Security and Simplicity?

    To effectively reach the billions of unbanked around the world, Humaniq needs a simple method, but to protect their banking information and money, it also requires security.The blockchain and overall structure of Humaniq provide the solution to both potential issues.

    How Else Does Humaniq Stand Out?

    In addition to the specific benefits for the unbanked and businesses, Humaniq allows for remote work, as companies can rely on the user base to complete tasks related to information processing.These can include locating geotags, translating texts, identifying photos, and more, all in return for some remuneration.

    What Are Humaniq’s Plans and Hopes for the Future?

    Humaniq plans to continue growing its user base and hopes to get at least a billion new users within the coming years.That figure is around 40 percent of the current population of unbanked adults in the world.With this figure in mind, there is the potential of $4 trillion in user accounts.There are also more than 200 startups with plans to enter the Humaniq platform.

    What coins are similar to Humaniq?

    The following coins use Humaniq’s ETH Token algorithm and proof-type: Chainlink, THETA, Binance USD, DREP, DREP [old], PancakeSwap, Aave, FTX Token, Maker, Coin, Huobi Token, Dai, Polygon, Chiliz and Holo.

    What hashing algorithm does Humaniq use?

    Humaniq is a coin that uses the ETH Token algorithm.

    What is Humaniq?

    A financial ecosystem built on blockchain, focused on simply and quickly connecting unbanked people to the global economy.

    What is Humaniq?

    Humaniq is a decentralized application created on the Ethereum blockchain to deliver banking tools to the roughly two bln global inhabitants without access to more traditional institutions using the biometric technology as a anti-sybil measure.The dapp is to be made available for smartphones, making it globally accessible.HMQ is an Ethereum-based token that will be used for all operations within the network and will also be distributed to users through bounty and referral programs.

    What is the Reddit page for Humaniq?

    The official Reddit community (subreddit) for Humaniq is r/Humaniq.

    What is the value of Humaniq?

    One Humaniq (HMQ) is currently worth $0.01 on major cryptocurrency exchanges.You can also exchange one Humaniq for 0.00000022 bitcoin(s) on major exchanges.The value (or market capitalization) of all available Humaniq in U.S.dollars is $2.31 million.

    Where can I get Humaniq wallet?

    Humaniq produces its own wallet software that is available for download on its website, which allows you to store Humaniq on your computer.For maximum security, you can store your cryptocurrencies on a dedicated hardware wallet such as a TREZOR wallet or a Ledger Nano X.If you do not wish to buy a hardware wallet, you may consider using a mobile wallet such as Atomic Wallet, Jaxx, or Coinomi to store multiple cryptocurrencies with some added security benefits.

    History of Humaniq

  • In 2018 Humaniq was chosen by TechCrunch as a TOP startup 2018 in Blockchain, won “Best in Community Award: Blockchain & Economy” at BlockWorld 2018; and marked as one of the most promising startups fighting for Financial Inclusion in two industry analytical reports , one of which was prepared for an All-Party UK Parliament board.
  • In 2018, the company also expects to better decentralize its structure through investments in virtual cards and partnerships with financial technology startups.