Overview of Ternio

  • Ternio’s platform connects traditional enterprise, fintech, banking, systems with blockchain infrastructure giving real-world utility to accelerate the growth of digital payments and enablement of blockchain technology for other Fintech startups through its existing card programs.
  • Ternio, meaning “A series of Three”, representing all three aspects of the digital advertising ecosystem: user, publisher and advertiser was born out of necessity to streamline and bring clarification to both sides of the table.
  • Ternio’s BlockCard is one of only three approved crypto debit cards in the United States and is the only card to support multiple cryptocurrencies – giving card holders the option on how they fund their BlockCard.
  • Ternio’s patent-pending blockchain framework called Lexicon is reportedly 3rd party verified at over 1 million transactions per second and is used by enterprise clients in high transaction environments.
  • Ternio created the Lexicon blockchain, which is an open door to all industries in need of high transaction speeds, which include non-advertising companies, including P2P payments and marketplace trading.
  • Ternio provides a verifiable and decentralized asset that empowers advertisers to verify spend through each intermediary and gives publishers the assurance and guarentee of being paid on delivery.
  • Ternio has boarded Visa’s Fast Track programme as a cryptocurrency focused enablement partner, in the latest move from the payments giant to increase its foothold in blockchain finance.
  • Ternio provides the solution to existing companies in the ad supply chain – enabling those companies to verify users, instantly pay publishers, and protect advertisers from ad fraud.
  • Ternio is a US-based fintech platform, whose technology allows holders of BlockCard, its flagship product issued with Visa, to access the value of their digital wallets in real time.
  • Ternio solves the issue of spending the value of a cryptocurrency in real-time, but Gouldman highlights that certain blockchains still encounter issues which hinder their value.
  • Blockchain

    Launched on 01/01/18, by a team based in the United States, Ternio aims to accelerate the use of blockchain and cryptocurrency into everyday life by providing white-label technology to enterprise clients that gives blockchain and cryptocurrency real-world application.With its two products Lexicon and BlockCard, Ternio has reportedly addressed the issues related to blockchain scalability and payment utility of cryptocurrency.


    Recently Ternio shared that prominent companies in the cryptocurrency industry like The Litecoin Foundation, BiBox Exchange, Veil, and others have licensed Ternio’s platform to release their own branded debit cards in 2020.With debit card programs live in the United States and a number of partners licensing the platform, Ternio has also announced global expansion starting with 31 European countries with other countries to follow soon after.


    “Ternio’s focus and expertise in the crypto ecosystem will help Fast Track companies focused on digital currencies to quickly and easily access Visa’s platform and its scale.“We are excited to partner with Ternio as a cryptocurrency focused enablement partner that can help fintechs of all sizes access the reach, scale and security of the Visa network,” said Terry Angelos, Visa’s Global Head of Fintech.Our work with Ternio is a stepping stone in that evolution and we look forward to further supporting them on their journey.” We have strategically evolved both our platforms and how we work with partners and customers to encourage a broadening fintech ecosystem.


    It is also the only card that enables real time spending of cryptocurrency by processing transactions via a crypto exchange.Ternio registered over 1,000 people during their soft launch.


    If there were a Rotten Tomatoes-like aggregator for top ICOs, Ternio would probably get a “91%.” They have a top team, third party verification of technology, and the impressive first-ever milestone of 1 million transactions per second.

    Is the Ternio Blockcard Right for Me?

    Unless you believe in the underlying value of TERN, you may want to avoid the Ternio Blockcard.Like some of the other crypto debit card options that are attached to proprietary tokens, the relationship between the Ternio Blockcard and the TERN appears to be built on shaky ground.Anyone who decides to get this card due to the high cashback rewards that are available with it needs to understand the risks they are taking by agreeing to stake TERN tokens for 30-day periods of time.Some people will undoubtedly get lucky and profit through the Ternio Blockcard system, but there is legitimate risk in the endeavor.

    The Currencies you ask?

    BlockCard empowers you to convert cryptocurrency into dollars and buy what you need, supporting over 12 cryptocurrencies like Bitcoin, Ethereum, Ripple, Litecoin and other cryptocurrencies — with more on the way.

    What are the Benefits of the Ternio Blockcard?

    The key benefits of the Ternio Blockcard are the cashback rewards associated with the various cards that they’ve made available.These rewards can range from 1-6% depending on the card chosen, and there are additional awards available to users who make heavy use of the card on a monthly basis.The card also creates a way for users of thirteen different digital assets to turn those assets into spendable cash in the real world.

    Want a cryptocurrency debit card?

    In October this year, Wirex formed an alliance with payments processing technology firm i2c to introduce multiple cryptocurrency-backed prepaid cards in the US.


    The team, rooted in experience with data querying and programmatic advertising, realizes that their blockchain is under skepticism by critics that challenge the 1M transaction per second claim.

    What is the average Ternio lifespan?

    Average Ternio life expectancy in 1966 was 63 years.This was lower than the general public life expectancy which was 71.

    Ready to discover your family story?

    Simply start with a family member and we'll do the searching for you.

    What is the Ternio Blockcard?

    The Ternio Blockcard is a crypto debit card built around the TERN token.Most of the functionality around the card is focused on adding utility to TERN.For example, users must stake TERN in order to receive the best possible rewards via a Ternio Blockcard.Additionally, those cashback rewards are paid in TERN.It should be noted that this sort of close relationship between a crypto debit card and its proprietary token is usually a red flag.

    History of Ternio

  • In 2019, Ternio was announced as an Amazon Advanced Tech Partner due to this scalability.